Rental property calculator
Will this place pay its own way?
Put the listing’s numbers on the table. You get the monthly reality, the investor ratios and a clear verdict, without a signup or a sales pitch.
- 01
Rental property analyzer
Monthly cash flow, cap rate, cash-on-cash return, the 1% rule, and a plain-language verdict.
Analyze a property - 02
Rent vs. buy
Compare the true cost of renting and owning over your timeline, including equity and the value of your down payment.
Compare the two - 03
Mortgage amortization
See your payment, total interest and a year-by-year schedule, and what an extra payment changes.
Map the loan - 04
Quick cap rate
A thirty-second screen for listings: income, vacancy, expenses and price.
Run the quick screen
Built to show its work
Most rental calculators give you a number and ask you to trust it. These show the working: every assumption is visible, and operating performance is kept separate from financing so you can see which one is carrying the deal.
Nothing is stored. Your numbers stay in your browser, and you can copy a link to share any scenario with a partner, lender or agent. The tools are free and educational, so verify rent, costs and financing before you make an offer.
Learn the math
- Guide 01
What is cap rate?
The formula, what it reveals, what it hides, and how to compare two properties without mixing in the mortgage.
Read the guide - Guide 02
The 1% rule explained
Why investors use it as a quick screen, why it is not a verdict, and when local costs make it misleading.
Read the guide